Less worries, more money

Save time and money with solutions that make your life easier

Pavel Schweiner

Insurance and investment broker for successful entrepreneurs

I help my clients organize asset management in an effective and comprehensive way and preserve its real value in the long term.

It is important to protect ourselves from risks so that we can live a full, happy and rich life.
However, no one has ever gotten rich by protecting themselves from risk. To do this, you need to invest well and smartly.

Mé služby

My services

I ensure that your finances operate as a coherent whole — clearly structured,
sustainable over the long term, and free from unnecessary risk.

I work with individuals who carry responsibility for a family, assets, or a business — typically entrepreneurs, medicine doctors, lawyers. I support both those who have already built substantial wealth, and those with a clear direction and ambition who wish to establish their financial and wealth management foundations correctly from the outset.

What does working with me mean for you?

I do not focus on individual products. I view your finances and assets as an integrated whole.
- I design and structure your wealth and its protection
- I align investments, insurance, and financing
- I help you make calm, well-considered decisions
- I provide ongoing oversight to ensure everything continues to function as itshould

The result is clarity, control, and peace of mind.

When does my work add the greatest value?

Collaboration is most beneficial when:
- You no longer wish to manage your finances and asset protection in an ad hoc, fragmented manner
- You have assets, income, or a business that you want to approach

systematically
- You are seeking a long-term partner you can rely on with confidence

I co-operate with reputable local and international partners across insurance, investments, and banking.

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Pojištění

Insurance

FOR INDIVIDUALS

Life insurance - Quality life insurance protects an individual and their loved ones against income losses resulting from the inability to work and earn money. It ensures sufficient financial resources for quality healthcare, recovery, and replaces income if you become disabled. You can use the money from life insurance, for example,

provision of barrier-free housing, car modification, provision of social services in case of self-insufficiency. In the event of death, they will provide a financial injection that will help the surviving family in difficult times.

Property insurance – if you lose your home due to fire, flood, storm, or theft, you will have to spend huge amounts of money to regain your property. Without quality insurance, this is often impossible, and if you do, you will have to draw on savings that you will lack elsewhere, or you may have to go into debt.
Liability insurance – in your life you are responsible for damages that you or your property cause to a third party. Damages can be to health, property, personal rights. The amount of damage can be enormous.
motor vehicle insurance - has a special category in insurance due to the number and frequency of damages. Damages arise from liability for the operation of a motor vehicle caused to third parties, as well as to one's own vehicle. Damages are often huge compared to regular income.

FOR ENTREPRENEURS AND COMPANIES

The economic and social impact of entrepreneurship is significantly broader, both for business owners and employees.

Property and motor vehicle insurance – Property includes buildings, machinery, information technology, documents, data carriers, supplies. Property is at risk from general hazards such as fire, explosion, lightning, aircraft crash, flood or inundation, storm, earthquake, as well as vandalism, breakage, theft, machine failure, cyber attack. The company also owns motor vehicles.
Buisness Interruption Insurance – A company's income is threatened by interruption or reduction of operations due to a natural disaster, power outage, machine failure, cyberattack, supplier failure or customer insolvency
Businessman's liability insurance – Costs are significantly influenced by the risk of causing damage that may arise from operation, a defective product, for things taken over and used (e.g. movable property owned by a bank or leasing company), for things brought in and put away (e.g. belongings of visitors or own employees), for environmental damage, for data leakage. Certain businesses are burdened with special professional liability (doctors, architects, lawyers, air, rail, river and sea transport operators, carriers and forwarders). Members of statutory bodies and managers are also liable for damage caused to the company.

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Investice

Investment

To achieve interesting value for money, achieve financial goals and protect financial assets from inflation, I provide my clients with investment advice based on a quality financial plan. It is invested in:

Mutual funds
ETF funds
Real estate funds
Qualified investor funds
Pension savings

Investing is associated with a longer investment horizon. The goal is to create sufficient financial reserves to achieve financial independence or to meet various short-term, medium-term and long-term goals.
Cooperation requires constant care, consisting of a perfect understanding of the client's values, financial situation and goals.

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Zlato a stříbro

Gold and silver

In a world of investing where markets are changing faster than ever, it's important to have assets in your portfolio that provide stability and value protection . Precious metals are a traditional part of long-term financial plans, complementing stocks and real estate.

Why does gold belong in a portfolio?

Value protection: Gold preserves purchasing power over the long term and serves as a mitigator against inflation.
Portfolio stability: Complements stocks and real estate and strengthens resilience investment portfolio.
Reserve in times of crisis: It acts as a reliable insurance policy in uncertain times.
Independence from systems: Gold is not subject to political nor economic turbulence.
Investing Across Generations: An asset that retains value
long-term and can be passed on to future generations.

In the developed world, and especially among top financial advisors in

the USA and Switzerland, gold has a permanent place in financial plans.

How does the service work?

Regular savings: Gradually increase your investment in gold or silver according to your capabilities and goals.
One-time purchase: Ideal for clients who want to quickly strengthen part of their portfolio with precious metals.

My goal is for the investments we create with our clients to be precise, stable, and meaningful not only today, but for many years to come . Gold fits perfectly into this philosophy.

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Úvěry

Loans

In the area of credit products, I help clients choose the most suitable mortgage and assist in refinancing it under more favorable conditions. In the case of multiple obligations, I offer a solution in the form of loan consolidation , which will facilitate the management of repayments and reduce the financial burden .

As part of the solutions for companies in the field of operating financing, I provide classic operating financing and non-recourse or recourse factoring (financing of receivables arising from deliveries to customers on a deferred maturity basis).
Cooperation includes client scoring, preparation of a loan application, negotiations with banks, evaluation of optimal conditions from individual banks, checking contractual documentation and assistance in drawing down a loan.

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Reference

Physician at the General Hospital in Prague and primary of the Klatovy Hospital

Jan Vachek, MD, MHA

I have been consulting with Mr. Schweiner about my finances for the third year. He quickly understood my needs and found a tailor-made solution that saved me time and money. He always gave me time to think and offered to compare products from several insurance companies and financial institutions.

Lawyer, Strategic Advisor

Mgr. Ondřej Plánička LL.M.

I have known Pavel for many years. He has very good analytical skills and a sense for business. We work together on projects in which I am involved as a lawyer and advisor. He very quickly understands the logic of business and the risks that arise from it. I also greatly appreciate his independence, reliability and consistent care for my clients.

REFORK SE, founder and member of the supervisory board

Joseph Homola

Our company REFORK focuses on the production of biodegradable products, which requires specific insurance not only for machines, but also for the entire operation. Pavel Schweiner provided us with professional advice and helped us set up insurance coverage exactly according to our needs. We appreciate his quick communication, flexibility and fair approach. What we agree on always applies, and we can rely on him even in situations where we need to act quickly. Thanks to Pavel Schweiner, we are sure that our assets are properly protected and we can fully concentrate on our production.

Owner of SOPO s.r.o.

Vladimir Olmr

I have been working with Pavel for many years. He has helped me with financing corporate capital, insurance of receivables, and comprehensive insurance of corporate and family assets. I appreciate his independence and reliable service, which saves time for me and my colleagues.

Fitness trainer and owner of Limitless Fitness

Jakub Lunga

I have been working with Pavel for 5 years and thanks to him I have my finances under control. Pavel has helped me secure my income, family and business. Thanks to him I sleep better.

A personal and professional approach is something I like, which is why I work with Pavel. I can only recommend him.

O mně

About me

For me, finance has never been about products. It has always been a matter of responsibility – responsibility for family, for a business, for the assets one builds, often over an entire lifetime. I view finance as a solution that must function long-term and make sense in various life situations.

I have worked and gained extensive experience in international environments for many years, holding top positions at banks and insurance companies (ČSOB, HELLER International, HSBC Bank, COFACE, GENERALI).

These experiences instilled in me an emphasis on system, detail, and long-term thinking. At the same time, I realized that true value for the client is not created within institutions, but through a personal approach.

Memberships

For insurance and banking products, I am a tied agent of INSIA a.s. The company is part of the Acrisure group (Michigan, USA), which ranks among the top 5 largest global brokers.
For investments, I am a tied agent of In Investments a.s.
I am a member of the Italian-Czech Chamber of Commerce and Industry